If you're like most Americans, you're concerned about retirement.
Whether you plan to retire or not, one thing is certain....you’ll need money, and not just a lump sum of money, but a continuous flow of money that will last a lifetime. At Legacy Financial, we help you establish a strategy that if followed, will help ensure you don't outlive your money.
We have a full suite of services to help you down your financial path including but not limited to:
- Lifetime Income Strategies (Income Allocation)
- Traditional IRA
- Roth IRA
- 401(k) and 403(b) Considerations
- Defined Benefit Plans
- Fixed Annuities
- Fixed Index Annuities
Today, nearly 90% of Americans age 65 and older receive Social Security income benefits.9 Will your Social Security benefits be enough in retirement?
To help ensure you have a strategy in place to address some of those concerns, you may find it helpful to work with someone with experience in using life insurance and fixed annuities to help solidify your retirement strategy with valuable protection and guarantees.*
Bridge the gap in your retirement strategy. We can help:
- Review your Social Security and retirement statements to determine potential retirement income shortfalls where a fixed annuity may be a potential solution.
- Explain the importance of routinely verifying your Social Security statement earnings record for accuracy.
- Explore strategies that may enhance the benefits available to married couples.
- Review your unique situation to determine potential eligibility for other types of benefits (ex-spousal, dependent or caregiver benefits).
- Examine potential effects of taxation on Social Security benefits in light of other sources of retirement income.
Please note representatives do not provide tax, legal, or Social Security filing advice. Encourage your clients to consult their tax or legal professional or the Social Security Administration through their local office or online at www.ssa.gov.
Not approved by, endorsed by, or affiliated with the U.S. Government or any governmental agency.
*Guarantees are subject to the claims paying ability and principal strength of the annuity issuer.
TESTIMONIALS
Here’s what our client family has to say about the role Key Planning Partners has played in their lives.
Marie presented a very informative workshop that will help our family address an immediate crisis we are dealing with in regards to our Mother’s care needs.
- B.F.
Tampa
When my family was at their lowest and struggling to cope with my recent diagnosis, KPP provided local support and found creative options to help pay for care so I didn’t have to deplete my retirement. It allowed my children to focus on their futures rather than how to pay for care. I had been to several financial advisors trying to find a better solution so I was hesitant to have another disappointing meeting. I am so glad I tried one more time because it has made all the difference for me and my family.
- H.K.
Ruskin
Having to manage the care needs of our parents, Marie was able to provide us a unique tax efficient planning solution that will help our children avoid this burden.
- D.M.
Tampa
KPP truly cares about finding the best solutions for their clients. It is not a sales or product push like I have been to in the past. In our case, they were able to help us understand how to qualify for certain government benefits and not one sale was made. I am so grateful for KPP and what they are doing to help those dealing with the high cost of long term care.
- J.L.
Temple Terrace
KPP helped my husband and I put together a plan that we could afford to cover long term care costs should we need care in the future. This will allow us to stay home for care and not go through our savings to do so. It also alleviated our fear of becoming a burden on our children. AND if we don’t end up needing care, then there is a death benefit that goes tax free to our children. It was a win, win, win across the board. I couldn’t recommend them any higher.
- M.H.
Lakewood Ranch
*These testimonials may not be representative of the experience of other financial professionals and is no guarantee of future success. These testimonials were not paid for.